Cannabis Insurance

General Liability covers things such as customer injuries, premises liability, property damage, and other third-party claims.

Especially important for flower, edibles, beverages, concentrates, vapes, and manufactured cannabis products. This deals with claims involving alleged contamination, adverse reactions, labeling issues, or defective products.

Buildings, tenant improvements, specialized equipment, fixtures, and business personal property.

Covers plants at different stages of cultivation. This protects from losses due to theft, fire, and other exposures.

This covers finished cannabis products and inventory from a number of losses such as fire, theft, and more.

HVAC, lighting, extraction, refrigeration, and other processing equipment can be critical to operations. This coverage covers losses associated with this equipment.

This covers lost income and continuing expenses following a covered shutdown.

Cannabis businesses often have a large cash inventory which leads to crime and theft exposures. Additional endorsements on your policy can help protect from losses associated with crime.

This covers owned, hired, or non-owned vehicles that are utilized by the business. There are also specific coverages that address any product that is transported by the business.

Workers Compensation coverage can be tricky to obtain for cannabis companies. This helps with medical care, lost wages, and employer liability. This is a legal requirement in most states.

Dispensaries and other operators can hold customer, employee, payment, inventory, and operational data. This exposes them to a number of cyber risks. Even if this data is stored with a third-party, you are still responsible for anything that happens. Cyber insurance helps mitigate the risks associated with this data.